Frequently asked questions

How is the monthly repayment calculated?

This calculator uses a simple interest model: Total Interest = Loan Amount × Monthly Rate × Number of Months. The monthly repayment is the total payable divided evenly across all months. Actual loan structures may differ.

Are there any fees not shown here?

Licensed moneylenders may charge an administrative fee (typically up to 10% of the loan principal) and a late payment fee if applicable. All fees will be fully disclosed in your offer letter before you sign.

What interest rates does TBS Union charge?

Rates are determined after a full assessment of your profile and property collateral. Because our loans are property-backed, we can typically offer more competitive rates than unsecured personal loans. Contact us for an indicative quote.

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